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Personal Finance Information brought to you by credit cards 101 |
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Resources to Help You Learn About and Protect Yourself from Identity Theft
There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006. If you feel you have been a victim of identity fraud, contact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a hot line for consumers that is available 8-5 Monday - Friday. They maintain a database of written complaints that goes back to 1998. They offer seminars to school, seniors or your group. Be aware that 40 million crooks obtained credit card numbers this past year, "Be Suspicious". Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America. U.S. Postal Inspection Service Federal Trade Commission U.S. Secret Service Department of Justice Federal Deposit Insurance Corporation Equifax Experian Trans union Social Security Administration Fraud Hotline North American Securities Agency Administrators (NASAA)
Better Business Bureau United States Postal Service National Do Not Call Registry Direct marketing Association Consumer Assistance Mail Preference Service Identity Theft Resource Center International check service Telecheck Certegy Check Services Internet Fraud Complaint Center Fight Identity Theft Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals. She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com
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